Commercial Lending Definition

Start or expand your business with loans guaranteed by the Small Business Administration. Use Lender Match to find lenders that offer loans for your business.

Commercial loans use many terms that are unique to the industry. Below are some commercial loan terms and definitions that you are likely to encounter when obtaining a commercial loan. Collateral. The collateral for a commercial loan can be almost anything that has some intrinsic value.

A commercial and industrial (C&I) loan is any loan made to a business or corporation, as opposed to an individual. Commercial and industrial loans provide either working capital or finance capital.