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If you’re a servicemember on active duty and decide to take out one of these loans, you have rights under the MLA, including a limit on the interest rate the creditor can charge. There are some loans the MLA doesn’t cover – namely, credit that is secured by the property being purchased. These loans.
Establish a loan portfolio diversification policy and set limits for real estate loans by type and geographic market (e.g., limits on higher risk loans). Identify appropriate terms and conditions by type of real estate loan. Establish loan origination and approval procedures, both generally and by size and type of loan.