Non QM Loans

Athas Capital Group is a lending platform providing solutions to the Non-qm market. owner occupied and non-owner occupied we have a program for your borrowers.

Jumbo Loan Program This loan is for larger loans with balances up to $6 million. Non-QM, self-employed, ITIN and previous credit event borrowers are accepted.

Mind-Bending Mortgage Lending - Secrets from Non-QMVisio Lending recently participated as the sole originator of 100 percent of the single-asset rental loans included in Visio 2019-Trust’s issuance of six classes of mortgage-backed securities,

A non-QM mortgage is a home loan that allows borrowers to get approved for financing even if they do not meet traditional lending guidelines. These loans are also commonly referred to as portfolio loans .

Non-prime mortgages are making a comeback and new lenders are introducing new programs almost monthly. While the current loan products are not quite like the pre-recession subprime mortgage programs, they are increasingly becoming available to borrowers with lower credit scores, the self-employed, and other types of borrowers that have been left out from getting a mortgage for almost a decade.

AUSTIN, Texas, May 21, 2019 /PRNewswire/ — Visio Lending, the nation’s leader in rental home financing, participated as the sole originator of 100% of the single-asset rental loans included in Visio.

Non-QM loans are also good for borrowers who might be interested in a riskier loan type. Consider interest-only mortgages. In these loans, borrowers only make interest payments for a set number of years, leaving the mortgage’s principal balance untouched.

Get Certainty-of-Close for your Non-QM Loans. ALTLOAN provides instant pricing and loan eligibility for all your Non-QM lending needs. Additionally, we provide you with a self-service portal where you can view your loan pipeline, take action on your loans, communicate with ALTLOAN’s staff and more.

Stated Income Loans New York The New York state young farmers loan forgiveness incentive Program is offered to encourage recent college graduates to pursue careers in farming in New York State. This program provides loan forgiveness awards to individuals who obtain an undergraduate degree from an approved New York State college or university and agree to operate a farm in.Jumbo Mortgage Wholesale Lenders American Advisors Group Wholesale. The wholesale division of AAG is dedicated to educating mortgage brokers and bankers, credit union lenders, community bankers, and other financial services professionals on how to leverage reverse mortgages as a strategic financial planning tool for their senior clients.

What Is a Non-QM Loan? Non-QM Does Not Necessarily Mean High Risk. Interest-Only Loans Are Non-QM Territory. For example, interest-only loans are a popular type. Stated Income Is a Feature of a Non-QM Loan. Loans with DTI Ratios Above 43% Might Be Non-QM. 40-Year Mortgages and Neg-Ams Are.

These will probably be the most common loan type under the non-QM umbrella, with high-net-worth borrowers the likely target. So the risk isn't necessarily high.